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Visit to request a quote and compare their price and benefits to the Australian life insurance brands we have access to. What is the point of getting travel insurance if they can't cover you for 1 Medial Consultation? Due to their excess policy of $200 , they do not cover any expenses under $200. Phoning up and lodging a complaint, I was advised that OTHER companies do not commonly have this excess fee. When I was overseas and confirming that everything would be covered, I was told that it would be. Have always purchased AAMI travel insurance, about 10 times over the past six years, and fortunate to have never needed to make a claim.
Will be changing to a better, fairer better value insurer. 5-6 months of back-and-forth and then they deny the claim based on issues that were explained not to have occurred. I have two cars insured with AAMI and have been with them 25 years. Companies can't alter or remove reviews from ProductReview.com.au. 'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
My travel insurance was a waste of money
Their make safe came out and disconnected my power socket, but after the claim is denied they refused to reconnect back the power socket. We operate independently and focus on providing you with honest and reliable information about various insurance companies that best suit your needs. We provide the blog platform where people can share their personal experiences, good or bad.
How can you then force your Neighbour to accept Your Insurer "AAMI" to do the repair work?? I would highly recommend not using AAMI as an insurer. I will be changing our house insurance to a proper company next year. Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances.
AAMI Home & Contents Insurance (page 2 of
Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews. Life insurance, TPD, crisis recovery and income protection insurance, all available with AIA Vitality. Discover how you can get rewarded for living a healthy lifestyle.
Get the latest product reviews, money-saving tips and more. • Cover for failure of public electricity supply; insured events; sudden escape of refrigerant fumes; unit failure Pet cover View more details. Cover for your visitors' belongings if they are lost or damaged in an insured event.
Home Insurance Claims
This quote is less money than the going rate of fence renewal in the area. The company arrives on your doorstep at an unspecified time and day, irrespective of the organized time. Any fence renewal quote above the cost they specify, they will then recommend their own repair company.
AAMI Health Insurance is underwritten by nib, one of Australia's largest health funds. It offers 5 hospital options and 4 extras cover policies. If the worst should happen and you need to make a claim, you will often be required to pay an excess for each claim you make. For example, if a fire damaged your house you would need to claim for the damage and pay an excess.
Oth cases I asked AAMI how you can prove one type of surge damage from the over the other. AAMI couldn’t tell me, only that we had to prove it or we were not covered. Don’t waste your time lodging an objection as their dispute resolution process is a joke as you simply get told the same thing.
5 different people I have spoken to, never the same person and so much of my time wasted all over getting a refund. No idea what they would be like making a claim but if this experience was anything to go by, I will never use AAMI insurance in the future. Ait - one person did call me and told me to point out where in the T&Cs of my policy did it state that my damage was covered!
I had to call AAMI 3 times to tell them that nobody had turned up to clean or inspect the damage. Their assessor was sent out 4 days later while we remained in a house with insulation dust in the air. AAMI stated that the building report would take days to complete. Weeks went by before they sent someone out to assess the content's damage. They only did this after I informed them that nobody had been out to do this. Six weeks passed and only after we rang AAMI did they inform us that the claim had been rejected because it supposedly wasn't damage caused through natural causes.
It took them six weeks to scrutinise their PDS to find something that didn't warrant them honouring our claim. Read your contracts with AAMI very carefully before signing up with them. The consultant emailed back saying I could get a refund to my credit card if I prefer, I would just need to call them. So I that day and spoke to another consultant who said she would cancel the cheque and process my refund to credit card. I waited 2 days and no refund, so emailed back the consultant who originally emailed me asking if my credit card refund had been processed.
Makes no sense to me and therefore will not be choosing AAMI. Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved.
I have had trouble free home and/or landlord insurance for over 40 years with several insurers. Once they have your money, they do not want to hear from you again. I cancelled my 4 policies in protest at the dreadful customer service. Advice I would give is to thoroughly read the PDS.
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